Stock market volatility can make your clients nervous but is a part of long-term investing. It's difficult at times to stay put when the market is posting negative declines and while every investor is different, there are steps to take. Selling investments when the markets drop can make those temporary losses permanent, especially when many transfer those funds to cash and never reinvest.
While it might be difficult emotionally, rebalancing your client's investments might be a smarter option. Markets typically go up and down, and your clients are likely to experience losses during their investing timeframe. However, it's about minimizing those negatives, especially during bear markets—a period the stock market falls by more than 20%—as timing ups and downs is nearly impossible. Historically, bear markets have been relatively short when compared to bull markets, your clients need guidance on ignoring the noise and staying focused on their plans.
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Dias Wealth
Founder and Managing Partner
[email protected]
(407) 801-2244
Carlos Dias Jr. is a financial adviser, public speaker, and president of Dias Wealth LLC in Orlando, Florida, offering strategic financial planning services to business owners, executives, retirees, and professional athletes.
Carlos is a nationally syndicated columnist for Kiplinger and has contributed, been featured, or quoted in over 100 publications, including Forbes, MarketWatch, Bloomberg, CNBC, The Wall Street Journal, U.S. News & World Report, USA Today, and several others. He's also been interviewed on various radio and television stations. Carlos is trilingual, fluent in both Portuguese and Spanish.
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